InSource

8500 Keystone Crossing, Suite 300
Indianapolis, IN 46240
Phone: 800-732-1489; Fax: 317-259-4679

Index Annuities Are Where It’s At

September 25, 2009 - Back to Deck's Page

Index Annuities Are Where It’s At

Fixed annuity interest rates have decreased significantly in the last 90 days.  For this reason, as well as the desire of the public to have a certain percentage of their assets in a very safe investment, the popularity of index annuities are at all time high. An example of why index annuities make sense is that a present interest rate crediting strategy annual reset cap of 6-7% range of the S&P 500 Index only has to credit interest at the cap rate 50% of the time to equal current interest rates offered on fixed annuities.  This presents an excellent opportunity for policyholders to exceed the yield of fixed annuities as well as CD’s sold by banks.  Furthermore, such popular riders as Life Time Income Benefit, Waiver of Premium and Bail-Out Clauses that waive surrender charges enhance the ability of an annuity to offer liquidity safely. 

Please contact an internal wholesaler at our office in order to learn more about how to take advantage of the white hot index annuity market.

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